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I have taken a loan from a bank to cover my tuition. Do I still need to show other financial documents? – Anuprakash, Pune, INDIA

In such a case, please take all official documents, which verify the loan approval, not just the application. You must prove that funds are immediately available to cover the first year’s costs, and show evidence that funds will be available for all subsequent years. We recommend you take evidence to cover cost for travelling,boarding,food,books,medical insurance etc.In this case,you still have to show financial documents.Although your loan covers the tuition,you should prove you have sufficient financial sources to cover these expenses as well.Also since Indian banks ordinarily give educational loans of relatively modest amounts, the application must still demonstrate additional liquid assets and any financial documentation you provide should be in support of this.

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